Tips to Help Consumers Lower their
Health Insurance Premiums
Health insurance – whether provided by an employer or purchased
by individuals – is expensive. Following are some ways consumers
can control their costs.
- Married couples in situations where both spouses are offered
health insurance through their jobs should compare the coverage
and costs (premiums, co-pays and deductibles) to determine which
policy is best for the family.
- Always stay in-network when possible, making sure to get referrals
and pre-certifications as required by the plan.
- Keep all receipts for medical services, whether in- or out-of-network,
in the event you exceed your deductible, you may qualify to take
a tax deduction for out-of-pocket medical bills.
- Consider opening a Flexible Spending Account (FSA), if your
employer offers one, which allows you to set aside pre-tax dollars
for out-of-pocket medical expenses.
Read More |
