Texas Health Insurance Risk Pool
History of the Pool
The Texas
Health Insurance Risk Pool was created by the Texas Legislature
to provide health insurance to eligible Texas residents who, due
to medical conditions are unable to obtain coverage from commercial
insurers. The Pool also serves as the Texas alternative mechanism
for individual health insurance coverage, guaranteeing portability
of coverage to qualified individuals who lose coverage under an
employer group plan, church plan or state plan, as mandated by the
federal Health Insurance Portability and Accountability Act of 1996
(HIPAA).
The Program continues to serve the State of Texas as an important
"safety net" for individuals who have been denied health
insurance coverage because of pre-existing conditions, can afford
the Pool's premiums, and do not have other coverage options. The
stated mission of the Pool's Board of Directors is to foster public
awareness of the Pool and provide eligible Texans with cost-effective
health coverage that is consistent with major medical policies available
in the commercial market.
Texas
Health Pool
Texas Health Insurance Risk Pool
http://www.txhealthpool.org, January 25, 2007, (27 Jan. 2007)
<http://www.txhealthpool.org/index.html>
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